long term care (LTC)

  Allows You to maintain Your independence, Your Freedom to live the way you always did prior to any ailments.  

 You choose if you want Assistance AT home or in a Nursing Facility. If you choose to have a live-in nurse or maybe you may want to go into an assisted living . The key is YOU CHOOSE.

Extra expenses on loved ones can be eliminated, no one has to get a second income or go into debt or lose the inheritance you plan on leaving your loved ones, to care for you.

No emotional or psychological strain on family members; keeping  family members for feeling obligated to care for you.  A LTC policy relieves your stress as well by preventing you from being   a burden to your loved ones.

I heard that LTC Policies are not for everyone, 

are there alternatives?  YES, there are!!

I would like to see what else is out there .

Good Idea!??!   But is it right for me? Can I afford the policy at my present age? What happens if I don't use it ?  Can I share it with my spouse? Is it really worth it?